{"id":828,"date":"2023-06-13T12:57:55","date_gmt":"2023-06-13T10:57:55","guid":{"rendered":"https:\/\/talentstelle.com\/?p=828"},"modified":"2023-06-13T12:57:55","modified_gmt":"2023-06-13T10:57:55","slug":"was-ist-die-schufa","status":"publish","type":"post","link":"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/","title":{"rendered":"Was ist die SCHUFA?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"828\" class=\"elementor elementor-828\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1c0cbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1c0cbf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-821fdfc\" data-id=\"821fdfc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51ca805 elementor-widget elementor-widget-image\" data-id=\"51ca805\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/talentstelle.com\/wp-content\/uploads\/2023\/06\/data-g8bc4cd49e_1280.jpg\" title=\"\" alt=\"Schufa\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0524742 elementor-widget elementor-widget-spacer\" data-id=\"0524742\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e9539e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e9539e0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d592e4b\" data-id=\"d592e4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3315dee elementor-widget elementor-widget-heading\" data-id=\"3315dee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Was_ist_die_Schufa_und_wie_funktioniert_sie\"><\/span>Was ist die Schufa und wie funktioniert sie?<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Was_ist_die_Schufa_und_wie_funktioniert_sie\" >Was ist die Schufa und wie funktioniert sie?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Warum_ist_der_Schufa-Score_wichtig\" >Warum ist der Schufa-Score wichtig?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Wie_kann_man_den_Schufa-Score_verbessern\" >Wie kann man den Schufa-Score verbessern?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Wie_kann_man_die_Schufa-Daten_einsehen\" >Wie kann man die Schufa-Daten einsehen?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Fazit\" >Fazit<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.daniel-hentschel.net\/job\/was-ist-die-schufa\/#Hier_sind_Buchempfehlungen_zum_Vermoegensaufbau\" >Hier sind Buchempfehlungen zum Verm\u00f6gensaufbau*<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb3ecfb elementor-widget elementor-widget-text-editor\" data-id=\"eb3ecfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Die Schufa ist eine deutsche Wirtschaftsauskunftsdatei, die Informationen \u00fcber die Kreditw\u00fcrdigkeit von Verbrauchern und Unternehmen sammelt und speichert. Die Schufa hat rund 1.000 Vertragspartner, wie Banken, Versicherungen, Telekommunikationsanbieter oder Online-H\u00e4ndler, die ihr Daten \u00fcber die Zahlungsverhalten ihrer Kunden \u00fcbermitteln. Die Schufa nutzt diese Daten, um einen Schufa-Score zu berechnen, der die Wahrscheinlichkeit angibt, mit der ein Kreditnehmer seinen Zahlungsverpflichtungen nachkommt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d604bf8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d604bf8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6fc1071\" data-id=\"6fc1071\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c528002\" data-id=\"c528002\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-489e8d7 elementor-widget-tablet__width-initial elementor-widget elementor-widget-html\" data-id=\"489e8d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<!-- START ADVERTISER: meineSCHUFA DE from awin.com -->\n\n<a rel=\"sponsored noopener\" href=\"https:\/\/www.awin1.com\/cread.php?s=3346075&amp;v=9350&amp;q=325374&amp;r=1205304\" target=\"_blank\">\n    <img decoding=\"async\" src=\"https:\/\/www.awin1.com\/cshow.php?s=3346075&amp;v=9350&amp;q=325374&amp;r=1205304\" border=\"0\" alt=\"\" title=\"\">\n<\/a>\n\n<!-- END ADVERTISER: meineSCHUFA DE from awin.com -->\n*Werbing\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b536676\" data-id=\"b536676\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8483d4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8483d4d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6165ea8\" data-id=\"6165ea8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bbd838 elementor-widget elementor-widget-spacer\" data-id=\"1bbd838\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dc2aad elementor-widget elementor-widget-heading\" data-id=\"7dc2aad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Warum_ist_der_Schufa-Score_wichtig\"><\/span>Warum ist der Schufa-Score wichtig?\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e8ec17 elementor-widget elementor-widget-text-editor\" data-id=\"1e8ec17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Der Schufa-Score ist wichtig, weil er Einfluss auf die Kreditentscheidungen der Vertragspartner hat. Je h\u00f6her der Score, desto besser sind die Chancen, einen Kredit zu bekommen oder einen g\u00fcnstigen Zinssatz zu erhalten. Umgekehrt kann ein niedriger Score dazu f\u00fchren, dass ein Kredit abgelehnt wird oder h\u00f6here Zinsen verlangt werden. Der Schufa-Score kann auch andere Vertr\u00e4ge beeinflussen, wie zum Beispiel Handyvertr\u00e4ge oder Mietvertr\u00e4ge. Ein guter Schufa-Score kann also bares Geld sparen und den Zugang zu wichtigen Dienstleistungen erleichtern.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb83e9b elementor-widget elementor-widget-spacer\" data-id=\"bb83e9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff7760c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff7760c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-3858f08\" data-id=\"3858f08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5bc9453\" data-id=\"5bc9453\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f278a0 elementor-widget elementor-widget-html\" data-id=\"6f278a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<!-- START ADVERTISER: meineSCHUFA DE from awin.com -->\n\n<a rel=\"sponsored noopener\" href=\"https:\/\/www.awin1.com\/cread.php?s=3346031&amp;v=9350&amp;q=325473&amp;r=1205304\" target=\"_blank\">\n    <img decoding=\"async\" src=\"https:\/\/www.awin1.com\/cshow.php?s=3346031&amp;v=9350&amp;q=325473&amp;r=1205304\" border=\"0\" alt=\"\" title=\"\">\n<\/a>\n\n<!-- END ADVERTISER: meineSCHUFA DE from awin.com -->\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b254f08\" data-id=\"b254f08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb6c720 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb6c720\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-211d3f0\" data-id=\"211d3f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5457953 elementor-widget elementor-widget-spacer\" data-id=\"5457953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dca4b4 elementor-widget elementor-widget-heading\" data-id=\"9dca4b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Wie_kann_man_den_Schufa-Score_verbessern\"><\/span>Wie kann man den Schufa-Score verbessern?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65c1311 elementor-widget elementor-widget-text-editor\" data-id=\"65c1311\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Der Schufa-Score basiert auf verschiedenen Faktoren, wie zum Beispiel der Anzahl der laufenden Kredite, der H\u00f6he der Schulden, der Zahlungshistorie oder der H\u00e4ufigkeit von Kreditanfragen. Um den Schufa-Score zu verbessern, gibt es einige Tipps, die man beachten kann:<\/p><p>&#8211; Rechnungen und Raten p\u00fcnktlich bezahlen<br \/>&#8211; Keine unn\u00f6tigen Kredite aufnehmen oder mehrere Kredite zusammenfassen<br \/>&#8211; Nicht zu viele Kreditkarten oder Girokonten haben<br \/>&#8211; Nicht zu oft Kreditanfragen stellen oder nur Konditionsanfragen machen<br \/>&#8211; Falsche oder veraltete Daten bei der Schufa korrigieren lassen<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a501fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a501fb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5fc99a7\" data-id=\"5fc99a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c2a7934\" data-id=\"c2a7934\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ef637b elementor-widget-tablet__width-initial elementor-widget elementor-widget-html\" data-id=\"6ef637b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<!-- START ADVERTISER: meineSCHUFA DE from awin.com -->\n\n<a rel=\"sponsored noopener\" href=\"https:\/\/www.awin1.com\/cread.php?s=3346048&amp;v=9350&amp;q=325475&amp;r=1205304\" target=\"_blank\">\n    <img decoding=\"async\" src=\"https:\/\/www.awin1.com\/cshow.php?s=3346048&amp;v=9350&amp;q=325475&amp;r=1205304\" border=\"0\" alt=\"\" title=\"\">\n<\/a>\n\n<!-- END ADVERTISER: meineSCHUFA DE from awin.com -->\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-59880a2\" data-id=\"59880a2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1a9cde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1a9cde\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ceb1fe8\" data-id=\"ceb1fe8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e7bd56 elementor-widget elementor-widget-heading\" data-id=\"7e7bd56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Wie_kann_man_die_Schufa-Daten_einsehen\"><\/span>Wie kann man die Schufa-Daten einsehen?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bec9ee0 elementor-widget elementor-widget-text-editor\" data-id=\"bec9ee0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Jeder Verbraucher hat das Recht, einmal im Jahr kostenlos eine Selbstauskunft bei der Schufa anzufordern. Diese enth\u00e4lt alle gespeicherten Daten und den aktuellen Schufa-Score. Die Selbstauskunft kann online oder schriftlich beantragt werden. Dar\u00fcber hinaus bietet die Schufa verschiedene kostenpflichtige Produkte an, wie zum Beispiel eine Online-Auskunft mit regelm\u00e4\u00dfigen Updates oder eine Bonit\u00e4tsbescheinigung f\u00fcr Vermieter oder Arbeitgeber.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-834b89e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"834b89e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-9941ca1\" data-id=\"9941ca1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-545a630\" data-id=\"545a630\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a10ff8 elementor-widget elementor-widget-html\" data-id=\"9a10ff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<!-- START ADVERTISER: meineSCHUFA DE from awin.com -->\n\n<a rel=\"sponsored noopener\" href=\"https:\/\/www.awin1.com\/cread.php?s=3333860&amp;v=9350&amp;q=325475&amp;r=1205304\" target=\"_blank\">\n    <img decoding=\"async\" src=\"https:\/\/www.awin1.com\/cshow.php?s=3333860&amp;v=9350&amp;q=325475&amp;r=1205304\" border=\"0\" alt=\"\" title=\"\">\n<\/a>\n\n<!-- END ADVERTISER: meineSCHUFA DE from awin.com -->\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-9b4cda0\" data-id=\"9b4cda0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d1729ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1729ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e620f10\" data-id=\"e620f10\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de47bde elementor-widget elementor-widget-heading\" data-id=\"de47bde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Fazit\"><\/span>Fazit<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d627e5b elementor-widget elementor-widget-text-editor\" data-id=\"d627e5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Die Schufa ist eine wichtige Institution in Deutschland, die die Kreditw\u00fcrdigkeit von Verbrauchern und Unternehmen bewertet. Der Schufa-Score hat einen gro\u00dfen Einfluss auf die finanzielle Situation und die Lebensqualit\u00e4t der Menschen. Es lohnt sich daher, den eigenen Score zu kennen und zu verbessern.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfde2df elementor-widget elementor-widget-spacer\" data-id=\"bfde2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f71d3c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f71d3c1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-dfe6154\" data-id=\"dfe6154\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0ad1b68\" data-id=\"0ad1b68\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8a837f elementor-widget elementor-widget-html\" data-id=\"f8a837f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- BEGIN FinanceQuality.net --><a href=\"https:\/\/l.neqty.net\/klick.html?fq=MjQzXzMyODdfMjQ3NTQ=\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/l.neqty.net\/view.html?fq=MjQzXzMyODdfMjQ3NTQ=\" border=\"0\" width=\"468\" height=\"60\" alt=\"\" title=\"\"><\/a><!-- END FinanceQuality.net -->\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-53fb575\" data-id=\"53fb575\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ede528 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ede528\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62e415a\" data-id=\"62e415a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce57ae6 elementor-widget elementor-widget-spacer\" data-id=\"ce57ae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d594112 elementor-widget elementor-widget-heading\" data-id=\"d594112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"Hier_sind_Buchempfehlungen_zum_Vermoegensaufbau\"><\/span>Hier sind Buchempfehlungen zum Verm\u00f6gensaufbau*<span class=\"ez-toc-section-end\"><\/span><\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4fdbb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4fdbb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-839085e\" data-id=\"839085e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ae22f6 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"1ae22f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe sandbox=\"allow-popups allow-scripts allow-modals allow-forms allow-same-origin\" style=\"width:120px;height:240px;\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" frameborder=\"0\" src=\"\/\/ws-eu.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=DE&source=ss&ref=as_ss_li_til&ad_type=product_link&tracking_id=danielhentsch-21&language=de_DE&marketplace=amazon&region=DE&placement=3548065848&asins=3548065848&linkId=c138f3dc93d95fceb9ea34fab195b0d1&show_border=true&link_opens_in_new_window=true\"><\/iframe>\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-8ed5c73\" data-id=\"8ed5c73\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cba4a1 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"0cba4a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe sandbox=\"allow-popups allow-scripts allow-modals allow-forms allow-same-origin\" style=\"width:120px;height:240px;\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" frameborder=\"0\" src=\"\/\/ws-eu.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=DE&source=ss&ref=as_ss_li_til&ad_type=product_link&tracking_id=danielhentsch-21&language=de_DE&marketplace=amazon&region=DE&placement=3423340002&asins=3423340002&linkId=24ddfd4809d2c3a8f802e2542e12fb1a&show_border=true&link_opens_in_new_window=true\"><\/iframe>\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d951337\" data-id=\"d951337\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb6b61b elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"fb6b61b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<iframe sandbox=\"allow-popups allow-scripts allow-modals allow-forms allow-same-origin\" style=\"width:120px;height:240px;\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" frameborder=\"0\" src=\"\/\/ws-eu.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=DE&source=ss&ref=as_ss_li_til&ad_type=product_link&tracking_id=danielhentsch-21&language=de_DE&marketplace=amazon&region=DE&placement=3959720106&asins=3959720106&linkId=8ea28ac57c909ca1d0f2a6c42f289468&show_border=true&link_opens_in_new_window=true\"><\/iframe>\n*Werbung\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a479518 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a479518\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ee5a43a\" data-id=\"ee5a43a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f9fb44 elementor-widget elementor-widget-spacer\" data-id=\"1f9fb44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Was ist die Schufa und wie funktioniert sie? Die Schufa ist eine deutsche Wirtschaftsauskunftsdatei, die Informationen \u00fcber die Kreditw\u00fcrdigkeit von Verbrauchern und Unternehmen sammelt und speichert. Die Schufa hat rund 1.000 Vertragspartner, wie Banken, Versicherungen, Telekommunikationsanbieter oder Online-H\u00e4ndler, die ihr Daten \u00fcber die Zahlungsverhalten ihrer Kunden \u00fcbermitteln. Die Schufa nutzt diese Daten, um einen Schufa-Score [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemein"],"_links":{"self":[{"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/posts\/828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/comments?post=828"}],"version-history":[{"count":0,"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/posts\/828\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/media?parent=828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/categories?post=828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.daniel-hentschel.net\/job\/wp-json\/wp\/v2\/tags?post=828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}